Calculators
Twelve free tools to plan your purchase, run a refinance, weigh rent vs. buy, and more — all the math, none of the marketing fluff.
Mortgage Payment
Monthly payment with principal, interest, taxes, insurance, and PMI.
Open →Refinance
Monthly savings, break-even point, and lifetime savings.
Open →Home Affordability
Max home price using the 28/36 rule and your full debt picture.
Open →Home Equity
How much equity you can tap and what it would cost monthly.
Open →Rent vs. Buy
Net wealth comparison over your time horizon.
Open →Extra Payment
How much faster (and cheaper) you can pay off your mortgage.
Open →Loan Comparison
Compare two loan offers side by side, including fees.
Open →ARM vs. Fixed
See which mortgage costs less over your holding period.
Open →Closing Costs
Estimate origination, title, prepaids, and total cash to close.
Open →Debt-to-Income
Front-end and back-end DTI ratios — the way lenders see them.
Open →Down Payment Savings
How long until you hit your target — accounting for interest.
Open →Amortization Schedule
Year-by-year breakdown of principal, interest, and balance.
Open →