Serving Weber, Davis, Box Elder & Morgan Counties

Your Trusted Utah Mortgage Partner

Helping families across northern Utah find the right home loan. Expert guidance, competitive rates, and a commitment to your homeownership goals.

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A family receiving the keys to their new home, with the Wasatch mountains behind them

Buy a Home

Whether you're a first-time buyer or looking to upgrade, we'll find the right mortgage for your dream home in Utah.

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Refinance

Lower your monthly payments, shorten your term, or tap into your equity with a refinance tailored to your goals.

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Access Your Equity

Turn your home's equity into cash for renovations, debt consolidation, or whatever life throws your way.

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Today's Rates

6.625%

30-Year Fixed

5.875%

15-Year Fixed

6.125%

FHA 30-Year

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Proudly Serving Northern Utah

We're not just another national lender — we live and work in northern Utah. Our deep knowledge of the local housing market means better guidance, faster closings, and a team that understands your community.

Weber County

Ogden
Roy
North Ogden
South Ogden
Riverdale
Pleasant View
Harrisville
Farr West
West Haven
Plain City
Washington Terrace
Hooper
Huntsville

Davis County

Layton
Bountiful
Kaysville
Clearfield
Syracuse
Farmington
Centerville
Woods Cross
West Point
Clinton
North Salt Lake
South Weber
Fruit Heights
Sunset
West Bountiful

Box Elder County

Brigham City
Tremonton
Perry
Willard
Garland
Corinne
Honeyville
Mantua
Bear River City
Elwood
Deweyville
Fielding
Plymouth

Morgan County

Morgan
Mountain Green
Peterson
Croydon
Milton
Porterville
Richville

Map of Utah highlighting the northern counties Alta Mortgage Group serves: Weber, Davis, Box Elder and Morgan

Tools for Your Homeownership Journey

Everything you need to make informed decisions about your mortgage.

Mortgage Calculator

Estimate your monthly payment, see how much home you can afford, or compare refinance savings.

Loan Options Guide

Compare FHA, VA, Conventional, USDA, and Jumbo loans to find the right fit for you.

First-Time Buyer Resources

Step-by-step guides, Utah-specific programs, and expert tips for first-time homebuyers.

Rate Comparison

See today's mortgage rates for all loan types and find the best deal for your situation.

What Our Clients Say

In their own words, from families across northern Utah.

Scott Boerstra (Alta Mortgage Group) was great! Got us a great rate and was responsive during the whole process. The closing was fast and painless. Thanks, Scott!

Ben Hill

Scott has been amazing to work with on our 15-yr mortgage refinance! We were originally working through the process at our credit union with a higher rate and processing time when we came in contact with Scott. He was able to get us a better rate as well as cut the processing time down from 40+ days to under 2 weeks! I will definitely be recommending him to friends and family. Thanks Scott!

Matt Lee

Scott Boerstra was excellent to work with. The process was quick and easy. We refinanced to a 15 year mortgage for the same monthly payment I was already paying. Scott saved me three years of house payments. He shopped my loan to a couple of lenders and saved me $2000.00 by doing it. I would recommend Scott to anyone who is looking for a mortgage or refinance.

Ryan Rich

Read all 10 client reviews

Why Choose Alta Mortgage Group

Local expertise, personal service, and a track record of helping Utah families achieve their homeownership dreams.

Years in Business

2,500+

Loans Closed

25+

Utah Cities Served

4.9

Star Reviews

NMLS# 565137Equal Housing OpportunityUtah Licensed

Ready to Start Your Home Loan Journey?

Get a free consultation with one of our Utah mortgage experts. No obligation, no pressure — just honest guidance.