Privacy Policy
Last updated: May 2025
Alta Mortgage Group("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our mortgage lending services.
Information We Collect
We may collect the following types of information when you use our website or apply for a mortgage:
- Personal Information: Name, email address, phone number, mailing address, date of birth, and Social Security number.
- Financial Information: Income, employment history, assets, debts, credit history, and bank account details.
- Property Information: Property address, estimated value, property type, and intended use.
- Website Usage Data: IP address, browser type, pages visited, time spent on pages, cookies, and similar tracking technologies.
How We Use Your Information
We use the information we collect for the following purposes:
- Process and evaluate your mortgage application
- Communicate with you about your application, account, or our services
- Improve our website, products, and customer experience
- Comply with federal and state regulatory requirements, including RESPA, TILA, ECOA, and HMDA
- Prevent fraud and ensure the security of our systems
Information Sharing
We do not sell your personal information. We may share your information with the following parties as necessary to provide our services:
- Lenders and Investors: To process, underwrite, and fund your mortgage loan.
- Credit Bureaus: To verify your credit history and report loan activity.
- Government Agencies: As required by law, including for regulatory compliance and reporting.
- Service Providers: Third parties who assist with appraisals, title services, insurance, and technology — all bound by confidentiality agreements.
Data Security
We implement industry-standard security measures to protect your personal information, including encryption of data in transit and at rest, secure storage systems, role-based access controls, and regular security audits. While no method of transmission over the internet is 100% secure, we strive to use commercially acceptable means to protect your data.
Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information, subject to legal retention requirements
- Opt out of marketing communications
To exercise any of these rights, please contact us using the information below.
Cookies and Tracking
Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors come from. You can manage cookie preferences through your browser settings. Disabling cookies may limit certain functionality of our website.
Changes to This Policy
We may update this Privacy Policy from time to time. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
Alta Mortgage Group
4824 S 6150 W, Hooper, UT 84315
Phone: (801) 628-9400
Email: info@altamortgagegroup.net